📄 Terms of Service

Acceptance of Terms

By accessing, browsing, or using the website located at quickenloansapp.com ("Site"), you ("User" or "you") agree to be bound by these Terms of Service ("Terms") and our Privacy Policy, which is incorporated herein by reference.

If you do not agree to these Terms, you must immediately discontinue use of this Site. These Terms constitute a legally binding agreement between you and QuickenLoansApp.com ("we," "us," or "Company").

We reserve the right to update these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

Description of Service

QuickenLoansApp.com is an independent, advertising-supported mortgage review and comparison website. Our services include:

• Publishing editorial content about Quicken Loans, mortgage products, and the US home lending market
• Providing mortgage calculators and educational tools
• Facilitating connections between users and third-party mortgage lenders through affiliate partnerships
• Aggregating and summarizing publicly available borrower review data

Not Financial, Legal, or Mortgage Advice

All content published on this Site — including articles, ratings, comparisons, calculators, and editorial opinions — is provided for general informational and educational purposes only. Nothing on this Site constitutes:

• Financial advice or investment advice
• Legal advice or counsel
• A mortgage application, pre-approval, or loan commitment
• A recommendation to apply for any specific loan product
• A guarantee of loan approval, interest rate, or loan terms

Mortgage rates, loan terms, eligibility requirements, and product availability shown on this Site are estimates only and are subject to change without notice. Actual rates and terms are determined solely by the lender you choose to work with, based on your individual financial profile.

You should consult a licensed mortgage professional, financial advisor, or attorney before making any borrowing or home purchasing decisions. We strongly recommend comparing offers from multiple lenders before making any financial commitments.

Advertiser Disclosure & Affiliate Relationships

QuickenLoansApp.com is an advertising-supported website. We may receive compensation from lenders, financial service providers, and other companies ("Partners") when you:

• Click on affiliate links or partner buttons on our Site
• Submit a lead form or application through our Site
• Complete a qualifying action on a Partner's website after being referred from our Site

This compensation may influence:

• Which products and lenders we feature
• The placement and prominence of certain lenders on our Site
• The order in which products appear in certain listings

However, compensation does not influence our editorial ratings, scores, or assessments. Our editorial team independently evaluates all lenders using consistent criteria regardless of advertiser status.

The presence of an affiliate relationship does not mean we recommend any particular product or lender for your specific situation. Always conduct your own due diligence.

Intellectual Property

All original content on this Site — including text, graphics, logos, editorial ratings, page layouts, tool designs, and compiled data — is the property of QuickenLoansApp.com and is protected by applicable copyright, trademark, and intellectual property laws.

You May:

• Access and read our content for personal, non-commercial use
• Share links to our pages on social media or other websites
• Quote brief excerpts (under 50 words) with proper attribution and a link back to the original page

You May Not:

• Reproduce, republish, or redistribute substantial portions of our content without written permission
• Scrape our website for commercial data collection
• Use our content in ways that imply endorsement without our consent
• Remove or alter any copyright notices or attribution

Third-party trademarks referenced on this Site (including "Quicken Loans®") remain the property of their respective owners. Reference to any trademark does not imply endorsement by or affiliation with the trademark owner.

User Conduct

When using this Site, you agree not to:

• Use the Site for any unlawful purpose
• Attempt to gain unauthorized access to any part of the Site
• Transmit viruses, malware, or other harmful code
• Use automated tools to scrape, crawl, or extract data without permission
• Interfere with the Site's operation or security
• Misrepresent your identity or affiliation
• Submit false or misleading information through any forms on the Site

Third-Party Links & External Websites

This Site contains links to third-party websites, including mortgage lenders, financial institutions, and reference sources. These links are provided for your convenience and informational purposes only.

We do not control and are not responsible for the content, privacy practices, or accuracy of any third-party website. The inclusion of any link does not imply our endorsement of that site or its content.

When you leave our Site and visit a lender's website, that lender's own terms of service, privacy policy, and lending guidelines apply. We are not a party to any loan transaction between you and any lender.

Disclaimers & Warranties

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT.

We do not warrant that:

• The Site will be available, uninterrupted, or error-free at all times
• Any information on the Site is accurate, complete, current, or suitable for your specific situation
• Any mortgage rates, requirements, or product details are current or will remain unchanged
• Results from our mortgage calculators will reflect actual loan offers or terms

Mortgage product information changes frequently. Always verify all information directly with the lender before making any financial decision.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, QUICKENLOANSAPP.COM AND ITS OPERATORS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY:

• Indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or goodwill
• Financial losses resulting from reliance on information provided on this Site
• Damages resulting from any mortgage transaction, whether entered into through our Site or otherwise
• Damages resulting from unauthorized access to or alteration of your transmissions or data

In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability is limited to the maximum extent permitted by law. In all cases, our total liability to you for any claim shall not exceed $100 USD.

Indemnification

You agree to defend, indemnify, and hold harmless QuickenLoansApp.com and its operators, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with:

• Your use of the Site in violation of these Terms
• Your violation of any applicable law or regulation
• Any misrepresentation made by you in connection with the Site
• Your infringement of any third-party right, including intellectual property rights

Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Any dispute arising from or relating to these Terms or your use of the Site shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration under the rules of the American Arbitration Association (AAA), except that either party may seek injunctive or equitable relief in any court of competent jurisdiction.

Class Action Waiver: You agree that any arbitration or court proceeding will be conducted solely on an individual basis and not as a class, collective, or representative action.

Changes to These Terms

We reserve the right to modify these Terms at any time at our sole discretion. When we make material changes, we will update the "Last Updated" date at the top of this page. It is your responsibility to review these Terms periodically.

Your continued use of the Site following the posting of any changes to these Terms constitutes your acceptance of those changes.

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